:root {
  --primary: #0012b9;
  --primary-bright: #0012b9;
  --ink: #162425;
  --muted: #667b7c;
  --line: #dceaea;
  --soft: #f3fbf8;
  --gold: #f7b733;
  --shadow: 0 24px 70px rgba(9, 124, 128, 0.16);
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font-family: "Nirmala UI", "Kokila", "Mangal", Inter, "Segoe UI", Arial, sans-serif;
  line-height: 1.6;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

.container {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
}

.topbar {
  position: fixed;
  top: 0;
  z-index: 60;
  width: 100%;
  background: var(--primary-bright);
  color: #fff;
  font-size: 14px;
}

.topbar-inner,
.contact,
.social {
  display: flex;
  align-items: center;
}

.topbar-inner {
  min-height: 38px;
  justify-content: space-between;
  gap: 16px;
}

.contact,
.social {
  gap: 18px;
}

.social a {
  display: grid;
  width: 28px;
  height: 28px;
  place-items: center;
  border-radius: 50%;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
}

.site-header {
  position: fixed;
  top: 38px;
  z-index: 50;
  width: 100%;
  padding: 16px 0;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.92), rgba(255, 255, 255, 0));
}

.nav {
  display: flex;
  align-items: center;
  gap: 22px;
}

.logo {
  margin-right: auto;
}

.logo img {
  width: 205px;
}

.nav-list {
  display: flex;
  align-items: center;
  gap: 5px;
  margin: 0;
  padding: 10px;
  list-style: none;
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 12px 35px rgba(8, 56, 58, 0.12);
}

.nav-list > li > a,
.nav-pill {
  display: inline-flex;
  align-items: center;
  min-height: 42px;
  padding: 6px 18px;
  border: 1px solid transparent;
  border-radius: 16px;
  color: #31484a;
  font-weight: 600;
}

.nav-list > li > a:hover,
.nav-list .active,
.nav-pill {
  border-color: var(--line);
  background: #f8fffd;
}

.nav-pill {
  background: #fff;
  box-shadow: 0 12px 35px rgba(8, 56, 58, 0.1);
}

.menu-toggle {
  display: none;
  border: 0;
  background: #fff;
  border-radius: 10px;
  padding: 10px 12px;
  box-shadow: var(--shadow);
}

.has-menu {
  position: relative;
}

.mega-menu {
  position: absolute;
  top: 58px;
  right: -120px;
  display: grid;
  grid-template-columns: 260px 320px;
  gap: 20px;
  width: 620px;
  padding: 20px;
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 30px 80px rgba(9, 42, 44, 0.2);
  opacity: 0;
  transform: translateY(12px) scale(0.98);
  pointer-events: none;
  transition: 0.25s ease;
}

.has-menu:hover .mega-menu {
  opacity: 1;
  transform: translateY(0) scale(1);
  pointer-events: auto;
}

.mega-tabs strong {
  display: block;
  padding: 12px 14px 0;
  color: var(--primary);
}

.mega-tabs p {
  margin: 4px 0 10px;
  padding: 0 14px 12px;
  color: var(--muted);
  font-size: 14px;
  border-bottom: 1px solid #edf4f4;
}

.mega-links {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 8px;
  align-content: start;
}

.mega-links a {
  padding: 12px 14px;
  border-radius: 12px;
  background: var(--soft);
  color: #234446;
  font-weight: 600;
}

.hero {
  position: relative;
  min-height: 760px;
  overflow: hidden;
  padding: 170px 0 70px;
  background: radial-gradient(circle at 86% 28%, #d5f4ee 0, transparent 34%), linear-gradient(135deg, #f2fff9 0%, #fff 54%);
}

.hero-bg {
  position: absolute;
  inset: 0;
  background-image: url("assets/static/brush-stroke.svg");
  background-position: 44% 25%;
  background-repeat: no-repeat;
  background-size: 210px;
  opacity: 0.34;
}

.hero-grid,
.impact-grid,
.calc-grid,
.faq-grid,
.journey-grid {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(360px, 0.88fr);
  gap: 64px;
  align-items: center;
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--primary);
  font-weight: 800;
  letter-spacing: 0;
}

.hero h1,
.section-title {
  margin: 0;
  color: #162425;
  font-size: clamp(42px, 5vw, 78px);
  line-height: 1.05;
  letter-spacing: 0;
}

.hero h1 span {
  color: var(--primary);
}

.hero-copy p:not(.eyebrow),
.section-lead,
.impact-copy p {
  color: var(--muted);
  font-size: 18px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  margin-top: 16px;
  padding: 12px 24px;
  border: 1px solid var(--primary);
  border-radius: 14px;
  background: var(--primary);
  color: #fff;
  font-weight: 800;
  box-shadow: 0 18px 36px rgba(9, 124, 128, 0.2);
}

.btn.small {
  min-height: 46px;
  padding: 10px 18px;
  font-size: 14px;
}

.btn.ghost {
  background: #fff;
  color: var(--primary);
  box-shadow: none;
}

.hero-media {
  position: relative;
}

.hero-media img {
  width: 100%;
  aspect-ratio: 1 / 1;
  object-fit: contain;
  filter: drop-shadow(0 30px 45px rgba(24, 76, 73, 0.16));
}

.hero-card {
  position: absolute;
  right: 2%;
  bottom: 8%;
  width: 190px;
  padding: 18px;
  border: 1px solid rgba(255, 255, 255, 0.72);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.88);
  box-shadow: var(--shadow);
  backdrop-filter: blur(14px);
}

.hero-card span,
.hero-card small {
  color: var(--muted);
}

.hero-card strong {
  display: block;
  color: var(--primary);
  font-size: 44px;
  line-height: 1;
}

.hero-dots {
  position: absolute;
  left: 50%;
  bottom: 30px;
  display: flex;
  gap: 10px;
  transform: translateX(-50%);
}

.dot {
  width: 11px;
  height: 11px;
  border: 0;
  border-radius: 50%;
  background: #b9d8d6;
}

.dot.active {
  width: 34px;
  border-radius: 99px;
  background: var(--primary);
}

.section {
  padding: 110px 0;
}

.center {
  text-align: center;
}

.section-title {
  font-size: clamp(34px, 4vw, 58px);
}

.section-lead {
  max-width: 720px;
  margin: 18px auto 0;
}

.services {
  background: #fff;
}

.service-grid,
.plan-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  margin-top: 54px;
}

.service-card,
.plan-card,
.calc-panel,
.accordion details {
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 18px 48px rgba(9, 56, 58, 0.07);
}

.service-card {
  padding: 28px;
  transition: 0.25s ease;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}

.service-card img {
  width: 66px;
  height: 66px;
  margin-bottom: 22px;
}

.service-card h3,
.plan-card h3,
.timeline h3,
.steps h3 {
  margin: 0 0 10px;
  line-height: 1.2;
}

.service-card p,
.plan-card p,
.timeline p,
.steps p {
  color: var(--muted);
}

.service-card a {
  color: var(--primary);
  font-weight: 800;
}

.journey {
  background: linear-gradient(180deg, #f7fffd, #fff);
}

.journey-grid {
  grid-template-columns: 0.9fr 1.1fr;
  align-items: start;
}

.timeline-art {
  width: 320px;
  margin-top: 32px;
}

.timeline {
  position: relative;
  display: grid;
  gap: 18px;
}

.timeline::before {
  position: absolute;
  top: 18px;
  bottom: 18px;
  left: 44px;
  width: 2px;
  background: #cce7e5;
  content: "";
}

.timeline article {
  position: relative;
  padding: 22px 22px 22px 96px;
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 12px 36px rgba(9, 56, 58, 0.08);
}

.timeline span,
.steps span {
  position: absolute;
  left: 22px;
  display: grid;
  width: 46px;
  height: 46px;
  place-items: center;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-weight: 800;
}

.plans {
  background: #fff;
}

.plan-card {
  padding: 32px;
}

.plan-card.featured {
  background: var(--primary);
  color: #fff;
}

.plan-card.featured p,
.plan-card.featured li {
  color: rgba(255, 255, 255, 0.86);
}

.plan-card ul,
.impact-copy ul {
  padding-left: 19px;
}

.plan-card li,
.impact-copy li {
  margin: 8px 0;
  color: #536b6c;
}

.impact {
  padding: 90px 0;
  background: #ecfbf6;
}

.impact-grid {
  grid-template-columns: 0.72fr 1fr 0.8fr;
  gap: 40px;
}

.stats {
  display: grid;
  gap: 18px;
}

.stats div {
  padding: 26px;
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 14px 40px rgba(9, 56, 58, 0.08);
}

.stats strong {
  display: block;
  color: var(--primary);
  font-size: 42px;
  line-height: 1;
}

.stats span {
  color: var(--muted);
}

.impact img {
  border-radius: 24px;
  box-shadow: var(--shadow);
}

.calculator {
  background: linear-gradient(135deg, #fff 0, #f1fbf8 100%);
}

.calc-grid {
  align-items: start;
}

.steps {
  display: grid;
  gap: 18px;
  margin-top: 38px;
}

.steps article {
  position: relative;
  padding-left: 74px;
}

.steps span {
  left: 0;
}

.calc-panel {
  padding: 32px;
}

.calc-panel h3 {
  margin-top: 0;
  font-size: 28px;
}

.deposit-tabs,
.tenure {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 16px 0 24px;
}

.deposit-tabs button,
.tenure button {
  min-height: 38px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  color: #315153;
  font-weight: 800;
}

.deposit-tabs button {
  width: 54px;
}

.tenure button {
  padding: 0 14px;
}

.deposit-tabs .active,
.tenure .active {
  border-color: var(--primary);
  background: var(--primary);
  color: #fff;
}

.calc-panel label {
  display: flex;
  justify-content: space-between;
  margin: 20px 0 8px;
  color: #486365;
  font-weight: 700;
}

input[type="range"] {
  width: 100%;
  accent-color: var(--primary);
}

.range-labels {
  display: flex;
  justify-content: space-between;
  color: #7a8c8d;
  font-size: 13px;
}

.rate {
  margin: 24px 0 12px;
  color: var(--primary);
  font-size: 20px;
  font-weight: 800;
}

.returns {
  display: grid;
  gap: 12px;
}

.returns div {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 16px;
  border-radius: 14px;
  background: var(--soft);
}

.returns span {
  color: var(--muted);
}

.returns strong {
  color: var(--ink);
}

.calc-panel small {
  display: block;
  margin-top: 16px;
  color: #7c8c8d;
}

.faq-grid {
  grid-template-columns: 0.8fr 1.2fr;
  align-items: start;
}

.accordion {
  display: grid;
  gap: 14px;
}

.accordion details {
  padding: 20px 24px;
}

.accordion summary {
  cursor: pointer;
  color: #203739;
  font-weight: 800;
}

.accordion p {
  margin-bottom: 0;
  color: var(--muted);
}

.footer {
  padding: 70px 0 28px;
  background: #fff;
  border-top: 1px solid var(--line);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr 260px;
  gap: 60px;
}

.footer h3 {
  margin-top: 0;
}

.footer p {
  color: var(--muted);
}

.footer a {
  display: block;
  margin: 10px 0;
  color: #34585a;
}

.copyright {
  margin-top: 44px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
  color: var(--muted);
}

.subpage-main {
  padding-top: 124px;
}

.subhero {
  position: relative;
  overflow: hidden;
  padding: 96px 0 74px;
  background: radial-gradient(circle at 88% 20%, #d5f4ee 0, transparent 32%), linear-gradient(135deg, #f2fff9 0%, #fff 62%);
}

.subhero::after {
  position: absolute;
  right: -80px;
  bottom: -140px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: rgba(9, 124, 128, 0.08);
  content: "";
}

.breadcrumb {
  margin: 0 0 18px;
  color: var(--muted);
  font-weight: 700;
}

.subhero h1 {
  max-width: 870px;
  margin: 0;
  font-size: clamp(40px, 5vw, 72px);
  line-height: 1.08;
}

.subhero p:last-child {
  max-width: 760px;
  color: var(--muted);
  font-size: 19px;
}

.content-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 44px;
  align-items: start;
}

.content-card,
.side-card,
.feature-tile {
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 18px 48px rgba(9, 56, 58, 0.07);
}

.content-card {
  padding: 36px;
}

.content-card h2,
.side-card h3 {
  margin-top: 0;
}

.content-card p,
.content-card li,
.side-card p,
.side-card li,
.feature-tile p {
  color: var(--muted);
}

.content-card li,
.side-card li {
  margin: 10px 0;
}

.feature-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-top: 24px;
}

.feature-tile {
  padding: 22px;
}

.feature-tile strong {
  display: block;
  color: var(--primary);
  font-size: 18px;
  margin-bottom: 8px;
}

.side-card {
  position: sticky;
  top: 128px;
  padding: 26px;
}

.side-card a:not(.btn) {
  display: block;
  padding: 10px 0;
  color: #34585a;
  border-bottom: 1px solid #edf4f4;
}

.notice-band {
  margin-top: 42px;
  padding: 30px;
  border-radius: 18px;
  background: var(--primary);
  color: #fff;
}

.notice-band p {
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.86);
}

@media (max-width: 980px) {
  .site-header {
    background: rgba(255, 255, 255, 0.95);
  }

  .menu-toggle {
    display: block;
  }

  .nav-list,
  .nav-pill {
    display: none;
  }

  .nav.open .nav-list {
    position: absolute;
    top: 68px;
    left: 16px;
    right: 16px;
    display: grid;
  }

  .mega-menu {
    display: none;
  }

  .hero-grid,
  .journey-grid,
  .calc-grid,
  .faq-grid,
  .impact-grid,
  .footer-grid,
  .content-grid {
    grid-template-columns: 1fr;
  }

  .service-grid,
  .plan-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero {
    min-height: auto;
    padding-top: 145px;
  }

  .impact img {
    max-width: 560px;
  }

  .side-card {
    position: static;
  }
}

@media (max-width: 640px) {
  .topbar-inner {
    justify-content: center;
  }

  .contact a:nth-child(2),
  .social {
    display: none;
  }

  .logo img {
    width: 170px;
  }

  .hero h1,
  .section-title {
    font-size: 38px;
  }

  .hero-copy p:not(.eyebrow),
  .section-lead,
  .impact-copy p {
    font-size: 16px;
  }

  .service-grid,
  .plan-grid {
    grid-template-columns: 1fr;
  }

  .section {
    padding: 72px 0;
  }

  .hero-card {
    position: static;
    width: 100%;
    margin-top: -20px;
  }

  .timeline article {
    padding-left: 78px;
  }

  .returns div {
    align-items: start;
    flex-direction: column;
  }

  .subpage-main {
    padding-top: 104px;
  }

  .subhero {
    padding: 70px 0 54px;
  }

  .content-card,
  .side-card {
    padding: 24px;
  }

  .feature-list {
    grid-template-columns: 1fr;
  }
}